Earn Residual Income for Your Down Payment

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2012 Residual Income
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If you are considering becoming a first time home buyer, one of the first considerations is to save for your down payment. This can be done in several ways, including taking a second job, freelancing or for longer-lasting results by earning money from residual income. If you have the ability to write good content or you can hire a freelancer to write the content for you, there are some great options open to you.

What is residual income?

Residual income is income that you begin creating by developing an income stream from programs that share revenue. These are typically advertising programs such as those available from Amazon, AdSense or from Commission Junction. These advertisers allow those who have websites and blogs who adhere to their content guidelines to post ads on their sites.

What kind of sites work?

There are several options when creating blogs or websites that allow publishers to earn money from residual income. For example, niche websites (like this one) work very well in attracting visitors and generating income. A niche website or blog is considered one that focuses on one topic - all of the content is generated to answer or address the topic. Some people create niche sites on health, finance, entertainment or sports. Generally, you will do better with something that will draw a large audience.

What is AdSense?

AdSense is an advertising program that is offered by Google. Webmasters and blog owners who have developed a preliminary base of data submit their sites to Google through the AdSense program for approval. It is important to read the guidelines associated with AdSense publishing to ensure that your site is approved for publishing ads. Once the site is approved, publishers must continue adhering to the terms of service.

What is Commission Junction?

Commission Junction allows website publishers and blog owners to connect with numerous companies who are searching for websites to publish their ads on. Some of hte popular advertisers are Staples, oDesk and even major software companies. Users will have to open a Commission Junction account and will have to apply to the individual advertisers for further approval.

How much can I earn?

It is imperative to understand that these advertising programs are not going to generate thousands of dollars a month. In fact, some months you may earn next to nothing. Those who are interested in saving money for a home down payment should look at these programs as an opportunity to supplement their monthly income and their down payment but should not rely on them for significant earnings.

Commission Junction and AdSense can be profitable when they are used effectively. Developing niche websites and blogs can help those who are interested in buying a new home an opportunity to supplement their income. While these programs will not replace a full time income, they can be a good source of ongoing revenue that will last for years to come. Quality websites and blogs can generate additional earnings and help you reach your goals of home ownership.

Like this article? There are two others in the same series that you will definitely want to read. The first is about Earning Income Online and the second is about Freelancing Online. These will help you in your quest to earn additional income from home.

This article is written by guest author Doreen Martel exclusively for Save For House.

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